Banking-as-a-Service (BaaS) Comprehensive Study by Type (API-based Bank-as-a-Service, Cloud-based Bank-as-a-Service (Infrastructure as a service (IaaS), Banking as a platform (BaaP), FinTech SaaS, Humans as a service (HuaaS))), Application (Government, Banks, NBFC), Banking Mode (Web Banking, Mobile Banking) Players and Region - Global Market Outlook to 2028

Banking-as-a-Service (BaaS) Market by XX Submarkets | Forecast Years 2023-2028  

  • Summary
  • Market Segments
  • Table of Content
  • List of Table & Figures
  • Players Profiled
Industry Background:
Banking-as-a-service (BaaS) is a process that is an endwise process where third parties such as (FinTech, developers, non-FinTech, etc.) can easily access and perform the financial services capabilities without any interference and developing them originally. These services also enable third parties to reconnect with the main systems of financial services providers so that they can establish a banking services infrastructure through an application programming interface (API). Moreover, it aims to integrate third parties’ capabilities with financial services providers into a comprehensive process to complete a financial transaction seamlessly and effectively. Furthermore, the service providers in this market third parties can build their own banking offerings with the use of BaaS APIs on top of the banking providers’ regulated infrastructure. For instance, In United Kingdom, API calls have surged over the last year, from roughly one million a month in May 2018 to more than 66.7 million in June this year and also keep on continuing and making the market grow in forecasted periods.This growth is primarily driven by Cumulating Demand for Digital Money among People has Increased the Market Potential of the BaaS .

AttributesDetails
Study Period2018-2028
Base Year2022
Forecast Period2023-2028
Volume UnitN
Value UnitUSD (Million)
Customization ScopeAvail customization with purchase of this report. Add or modify country, region & or narrow down segments in the final scope subject to feasibility


The Banks sector in the region has been increasing at a sustainable rate and further growth is expected to be witnessed over the forecast period, owing to the robust investments and expansion in production facilities in the region. Major Players, such as SolarisBank (Germany), PayPal (United States), Fidor Bank (Germany), Moven (United States), Prosper Marketplace (United States), Braintree (United States), Coinbase (United States), GoCardless (United Kingdom), Oanda Corporation (United States), Currency Cloud (United Kingdom), Intuit (United States), Gemalto (The Netherlands) and Invoicera (India), etc have either set up their manufacturing facilities or are planning to start new provision in the dominated region in the upcoming years.

Key Developments in the Market:

In March 2018, SolarisBank Company, which claims nearly 60 corporate clients who offer various financial services powered by solarisBank, has closed €56.6 million in Series B funding in a round that includes a number of new strategic and financial investors. Particularly, they include Spanish banking giant BBVA that upped its investment in the U.K. challenger bank Atom Visa, Lakestar, and ABN AMRO’s Digital Impact Fund (DIF).Banking-as-a-Service (BaaS) is a fragmented market due to the presence of a large number of established competitors. The key players are highly focused on developing and innovating new strategies to maintain their market position and customer base. The companies are also planning strategic activities like partnerships, collaboration, mergers, and acquisitions which will help them to sustain in the market and maintain their competitive edge.

Regulatory Insights:
Recently, the European Commission has found a way to encourage competition and innovation, enabled by technology. Previously, banks were refusing to allow users to export their data to a third party which made innovation based on financial data difficult. PSD2 forces them in part to open up that data and those services to third parties. It is allowing startups in the Fintech industry to play a more important and active role by extending the scope throughout Europe and allowing the use of APIs to “enable payment by directly connecting the merchant and the bank”

Influencing Trend:
The rising adoption of retail banking, as well as the third-party registrations in the UK and EU for open banking access, has unlocked capabilities towards baking as a service. For example, the retail lending in India has a growth rate (CAGR) of 16.2% over the FY2013 among emerging markets and thus improving the standard of BaaS from a different genre.

Market Growth Drivers:
Cumulating Demand for Digital Money among People has Increased the Market Potential of the BaaS and Rising Fame of Internet Banking is making its way to Drive the Industry Parameters

Challenges:
High Initial Cost Required by the investors to Invest in BaaS and Conventionally, Banking Services have Remained within the Closed Confines of Banking Institutions this has Hindered the Reach and Democratization of Banking Services on a Social Scale

Restraints:
High Concern Related To Security and Fraud in this Market and Issues Generating while Obtaining Licenses and Regulatory Compliance

Opportunities:
Digital banking & cards are providing an opportunity in this market. In this type of opportunity, the client can use these cards as a backbone to build retail or SME banking offerings. For example, Penta is one of the offerings from SolarisBank. This has also gained interest from traditional banks to build a new digital subsidiary or retail or online companies, which would like to offer their customers their own bank account or the payment card.

AMA Research follows a focused and realistic research framework that provides the ability to study the crucial market dynamics in several regions across the world. Moreover, an in-depth assessment is mainly conducted by our analysts on geographical regions to provide clients and businesses the opportunity to dominate in niche markets and expand in emerging markets across the globe. This market research study also showcases the spontaneously changing Players landscape impacting the market's growth. Furthermore, our market researchers extensively analyze the products and services offered by multiple players competing to increase their market share and presence.

Data Sources of Banking-as-a-Service (BaaS) Market Study

Primary Collection: InMail, LinkedIn Groups, Survey Monkey, Google, and Other professional Forums are some of the mediums utilized to gather primary data through key industry participants and appointees, subject-matter experts, C-level executives of Banking-as-a-Service (BaaS) Industry, among others including independent industry consultants, experts, to obtain and verify critical qualitative commentary and opinion and quantitative statistics, to assess future market prospects.

The primary interviews and data collected as per the below protocols:
• By Designation: C-Level, D-Level, Others
• By Company Type: Tier 1, Tier 2, Tier 3

Secondary Data Sources such as Annual reports, Press releases, Analyst meetings, Conference calls, Investor presentations, Management statements, and SEC filings of Banking-as-a-Service (BaaS) players along with Regulatory Sites, Association, World bank, etc were used as sources secondary set of data.

Customization in the Report
AMA Research features not only specific market forecasts but also includes significant value-added commentary on:
- Market Trends
- Technological Trends and Innovations
- Market Maturity Indicators
- Growth Drivers and Constraints
- New Entrants into the Market & Entry/Exit Barriers
- To Seize Powerful Market Opportunities
- Identify Key Business Segments, Market Proposition & Gap Analysis

Against this Challenging Backdrop, Banking-as-a-Service (BaaS) Study Sheds Light on
— The Banking-as-a-Service (BaaS) Market status quo and key characteristics. To end this, Analysts at AMA organize and took surveys of the Banking-as-a-Service (BaaS) industry Players. The resultant snapshot serves as a basis for understanding why and how the industry can be expected to change.
— Where Banking-as-a-Service (BaaS) industry is heading and what are the top priorities. Insights are drawn from financial analysis, surveys, and interviews with key executives and industry experts.
— How every company in this diverse set of Players can best navigate the emerging competition landscape and follow a strategy that helps them position to hold the value they currently claim or capture the new addressable opportunity.

Report Objectives / Segmentation Covered

By Type
  • API-based Bank-as-a-Service
  • Cloud-based Bank-as-a-Service [Infrastructure as a service (IaaS), Banking as a platform (BaaP), FinTech SaaS, Humans as a service (HuaaS)]
By Application
  • Government
  • Banks
  • NBFC
By Banking Mode
  • Web Banking
  • Mobile Banking

By Regions
  • South America
    • Brazil
    • Argentina
    • Rest of South America
  • Asia Pacific
    • China
    • Japan
    • India
    • South Korea
    • Taiwan
    • Australia
    • Rest of Asia-Pacific
  • Europe
    • Germany
    • France
    • Italy
    • United Kingdom
    • Netherlands
    • Rest of Europe
  • MEA
    • Middle East
    • Africa
  • North America
    • United States
    • Canada
    • Mexico
  • 1. Market Overview
    • 1.1. Introduction
    • 1.2. Scope/Objective of the Study
      • 1.2.1. Research Objective
  • 2. Executive Summary
    • 2.1. Introduction
  • 3. Market Dynamics
    • 3.1. Introduction
    • 3.2. Market Drivers
      • 3.2.1. Cumulating Demand for Digital Money among People has Increased the Market Potential of the BaaS
      • 3.2.2. Rising Fame of Internet Banking is making its way to Drive the Industry Parameters
    • 3.3. Market Challenges
      • 3.3.1. High Initial Cost Required by the investors to Invest in BaaS
      • 3.3.2. Conventionally, Banking Services have Remained within the Closed Confines of Banking Institutions this has Hindered the Reach and Democratization of Banking Services on a Social Scale
    • 3.4. Market Trends
      • 3.4.1. The rising adoption of retail banking, as well as the third-party registrations in the UK and EU for open banking access, has unlocked capabilities towards baking as a service. For example, the retail lending in India has a growth rate (CAGR) of 16.2% over the FY2013 among emerging markets and thus improving the standard of BaaS from a different genre.
  • 4. Market Factor Analysis
    • 4.1. Porters Five Forces
    • 4.2. Supply/Value Chain
    • 4.3. PESTEL analysis
    • 4.4. Market Entropy
    • 4.5. Patent/Trademark Analysis
  • 5. Global Banking-as-a-Service (BaaS), by Type, Application, Banking Mode and Region (value and price ) (2017-2022)
    • 5.1. Introduction
    • 5.2. Global Banking-as-a-Service (BaaS) (Value)
      • 5.2.1. Global Banking-as-a-Service (BaaS) by: Type (Value)
        • 5.2.1.1. API-based Bank-as-a-Service
        • 5.2.1.2. Cloud-based Bank-as-a-Service [Infrastructure as a service (IaaS), Banking as a platform (BaaP), FinTech SaaS, Humans as a service (HuaaS)]
      • 5.2.2. Global Banking-as-a-Service (BaaS) by: Application (Value)
        • 5.2.2.1. Government
        • 5.2.2.2. Banks
        • 5.2.2.3. NBFC
      • 5.2.3. Global Banking-as-a-Service (BaaS) by: Banking Mode (Value)
        • 5.2.3.1. Web Banking
        • 5.2.3.2. Mobile Banking
      • 5.2.4. Global Banking-as-a-Service (BaaS) Region
        • 5.2.4.1. South America
          • 5.2.4.1.1. Brazil
          • 5.2.4.1.2. Argentina
          • 5.2.4.1.3. Rest of South America
        • 5.2.4.2. Asia Pacific
          • 5.2.4.2.1. China
          • 5.2.4.2.2. Japan
          • 5.2.4.2.3. India
          • 5.2.4.2.4. South Korea
          • 5.2.4.2.5. Taiwan
          • 5.2.4.2.6. Australia
          • 5.2.4.2.7. Rest of Asia-Pacific
        • 5.2.4.3. Europe
          • 5.2.4.3.1. Germany
          • 5.2.4.3.2. France
          • 5.2.4.3.3. Italy
          • 5.2.4.3.4. United Kingdom
          • 5.2.4.3.5. Netherlands
          • 5.2.4.3.6. Rest of Europe
        • 5.2.4.4. MEA
          • 5.2.4.4.1. Middle East
          • 5.2.4.4.2. Africa
        • 5.2.4.5. North America
          • 5.2.4.5.1. United States
          • 5.2.4.5.2. Canada
          • 5.2.4.5.3. Mexico
    • 5.3. Global Banking-as-a-Service (BaaS) (Price)
      • 5.3.1. Global Banking-as-a-Service (BaaS) by: Type (Price)
  • 6. Banking-as-a-Service (BaaS): Manufacturers/Players Analysis
    • 6.1. Competitive Landscape
      • 6.1.1. Market Share Analysis
        • 6.1.1.1. Top 3
        • 6.1.1.2. Top 5
    • 6.2. Peer Group Analysis (2022)
    • 6.3. BCG Matrix
    • 6.4. Company Profile
      • 6.4.1. SolarisBank (Germany)
        • 6.4.1.1. Business Overview
        • 6.4.1.2. Products/Services Offerings
        • 6.4.1.3. Financial Analysis
        • 6.4.1.4. SWOT Analysis
      • 6.4.2. PayPal (United States)
        • 6.4.2.1. Business Overview
        • 6.4.2.2. Products/Services Offerings
        • 6.4.2.3. Financial Analysis
        • 6.4.2.4. SWOT Analysis
      • 6.4.3. Fidor Bank (Germany)
        • 6.4.3.1. Business Overview
        • 6.4.3.2. Products/Services Offerings
        • 6.4.3.3. Financial Analysis
        • 6.4.3.4. SWOT Analysis
      • 6.4.4. Moven (United States)
        • 6.4.4.1. Business Overview
        • 6.4.4.2. Products/Services Offerings
        • 6.4.4.3. Financial Analysis
        • 6.4.4.4. SWOT Analysis
      • 6.4.5. Prosper Marketplace (United States)
        • 6.4.5.1. Business Overview
        • 6.4.5.2. Products/Services Offerings
        • 6.4.5.3. Financial Analysis
        • 6.4.5.4. SWOT Analysis
      • 6.4.6. Braintree (United States)
        • 6.4.6.1. Business Overview
        • 6.4.6.2. Products/Services Offerings
        • 6.4.6.3. Financial Analysis
        • 6.4.6.4. SWOT Analysis
      • 6.4.7. Coinbase (United States)
        • 6.4.7.1. Business Overview
        • 6.4.7.2. Products/Services Offerings
        • 6.4.7.3. Financial Analysis
        • 6.4.7.4. SWOT Analysis
      • 6.4.8. GoCardless (United Kingdom)
        • 6.4.8.1. Business Overview
        • 6.4.8.2. Products/Services Offerings
        • 6.4.8.3. Financial Analysis
        • 6.4.8.4. SWOT Analysis
      • 6.4.9. Oanda Corporation (United States)
        • 6.4.9.1. Business Overview
        • 6.4.9.2. Products/Services Offerings
        • 6.4.9.3. Financial Analysis
        • 6.4.9.4. SWOT Analysis
      • 6.4.10. Currency Cloud (United Kingdom)
        • 6.4.10.1. Business Overview
        • 6.4.10.2. Products/Services Offerings
        • 6.4.10.3. Financial Analysis
        • 6.4.10.4. SWOT Analysis
      • 6.4.11. Intuit (United States)
        • 6.4.11.1. Business Overview
        • 6.4.11.2. Products/Services Offerings
        • 6.4.11.3. Financial Analysis
        • 6.4.11.4. SWOT Analysis
      • 6.4.12. Gemalto (The Netherlands)
        • 6.4.12.1. Business Overview
        • 6.4.12.2. Products/Services Offerings
        • 6.4.12.3. Financial Analysis
        • 6.4.12.4. SWOT Analysis
      • 6.4.13. Invoicera (India)
        • 6.4.13.1. Business Overview
        • 6.4.13.2. Products/Services Offerings
        • 6.4.13.3. Financial Analysis
        • 6.4.13.4. SWOT Analysis
  • 7. Global Banking-as-a-Service (BaaS) Sale, by Type, Application, Banking Mode and Region (value and price ) (2023-2028)
    • 7.1. Introduction
    • 7.2. Global Banking-as-a-Service (BaaS) (Value)
      • 7.2.1. Global Banking-as-a-Service (BaaS) by: Type (Value)
        • 7.2.1.1. API-based Bank-as-a-Service
        • 7.2.1.2. Cloud-based Bank-as-a-Service [Infrastructure as a service (IaaS), Banking as a platform (BaaP), FinTech SaaS, Humans as a service (HuaaS)]
      • 7.2.2. Global Banking-as-a-Service (BaaS) by: Application (Value)
        • 7.2.2.1. Government
        • 7.2.2.2. Banks
        • 7.2.2.3. NBFC
      • 7.2.3. Global Banking-as-a-Service (BaaS) by: Banking Mode (Value)
        • 7.2.3.1. Web Banking
        • 7.2.3.2. Mobile Banking
      • 7.2.4. Global Banking-as-a-Service (BaaS) Region
        • 7.2.4.1. South America
          • 7.2.4.1.1. Brazil
          • 7.2.4.1.2. Argentina
          • 7.2.4.1.3. Rest of South America
        • 7.2.4.2. Asia Pacific
          • 7.2.4.2.1. China
          • 7.2.4.2.2. Japan
          • 7.2.4.2.3. India
          • 7.2.4.2.4. South Korea
          • 7.2.4.2.5. Taiwan
          • 7.2.4.2.6. Australia
          • 7.2.4.2.7. Rest of Asia-Pacific
        • 7.2.4.3. Europe
          • 7.2.4.3.1. Germany
          • 7.2.4.3.2. France
          • 7.2.4.3.3. Italy
          • 7.2.4.3.4. United Kingdom
          • 7.2.4.3.5. Netherlands
          • 7.2.4.3.6. Rest of Europe
        • 7.2.4.4. MEA
          • 7.2.4.4.1. Middle East
          • 7.2.4.4.2. Africa
        • 7.2.4.5. North America
          • 7.2.4.5.1. United States
          • 7.2.4.5.2. Canada
          • 7.2.4.5.3. Mexico
    • 7.3. Global Banking-as-a-Service (BaaS) (Price)
      • 7.3.1. Global Banking-as-a-Service (BaaS) by: Type (Price)
  • 8. Appendix
    • 8.1. Acronyms
  • 9. Methodology and Data Source
    • 9.1. Methodology/Research Approach
      • 9.1.1. Research Programs/Design
      • 9.1.2. Market Size Estimation
      • 9.1.3. Market Breakdown and Data Triangulation
    • 9.2. Data Source
      • 9.2.1. Secondary Sources
      • 9.2.2. Primary Sources
    • 9.3. Disclaimer
List of Tables
  • Table 1. Banking-as-a-Service (BaaS): by Type(USD Million)
  • Table 2. Banking-as-a-Service (BaaS) API-based Bank-as-a-Service , by Region USD Million (2017-2022)
  • Table 3. Banking-as-a-Service (BaaS) Cloud-based Bank-as-a-Service [Infrastructure as a service (IaaS), Banking as a platform (BaaP), FinTech SaaS, Humans as a service (HuaaS)] , by Region USD Million (2017-2022)
  • Table 4. Banking-as-a-Service (BaaS): by Application(USD Million)
  • Table 5. Banking-as-a-Service (BaaS) Government , by Region USD Million (2017-2022)
  • Table 6. Banking-as-a-Service (BaaS) Banks , by Region USD Million (2017-2022)
  • Table 7. Banking-as-a-Service (BaaS) NBFC , by Region USD Million (2017-2022)
  • Table 8. Banking-as-a-Service (BaaS): by Banking Mode(USD Million)
  • Table 9. Banking-as-a-Service (BaaS) Web Banking , by Region USD Million (2017-2022)
  • Table 10. Banking-as-a-Service (BaaS) Mobile Banking , by Region USD Million (2017-2022)
  • Table 11. South America Banking-as-a-Service (BaaS), by Country USD Million (2017-2022)
  • Table 12. South America Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 13. South America Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 14. South America Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 15. Brazil Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 16. Brazil Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 17. Brazil Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 18. Argentina Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 19. Argentina Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 20. Argentina Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 21. Rest of South America Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 22. Rest of South America Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 23. Rest of South America Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 24. Asia Pacific Banking-as-a-Service (BaaS), by Country USD Million (2017-2022)
  • Table 25. Asia Pacific Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 26. Asia Pacific Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 27. Asia Pacific Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 28. China Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 29. China Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 30. China Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 31. Japan Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 32. Japan Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 33. Japan Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 34. India Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 35. India Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 36. India Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 37. South Korea Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 38. South Korea Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 39. South Korea Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 40. Taiwan Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 41. Taiwan Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 42. Taiwan Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 43. Australia Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 44. Australia Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 45. Australia Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 46. Rest of Asia-Pacific Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 47. Rest of Asia-Pacific Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 48. Rest of Asia-Pacific Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 49. Europe Banking-as-a-Service (BaaS), by Country USD Million (2017-2022)
  • Table 50. Europe Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 51. Europe Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 52. Europe Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 53. Germany Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 54. Germany Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 55. Germany Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 56. France Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 57. France Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 58. France Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 59. Italy Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 60. Italy Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 61. Italy Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 62. United Kingdom Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 63. United Kingdom Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 64. United Kingdom Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 65. Netherlands Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 66. Netherlands Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 67. Netherlands Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 68. Rest of Europe Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 69. Rest of Europe Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 70. Rest of Europe Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 71. MEA Banking-as-a-Service (BaaS), by Country USD Million (2017-2022)
  • Table 72. MEA Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 73. MEA Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 74. MEA Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 75. Middle East Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 76. Middle East Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 77. Middle East Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 78. Africa Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 79. Africa Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 80. Africa Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 81. North America Banking-as-a-Service (BaaS), by Country USD Million (2017-2022)
  • Table 82. North America Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 83. North America Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 84. North America Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 85. United States Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 86. United States Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 87. United States Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 88. Canada Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 89. Canada Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 90. Canada Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 91. Mexico Banking-as-a-Service (BaaS), by Type USD Million (2017-2022)
  • Table 92. Mexico Banking-as-a-Service (BaaS), by Application USD Million (2017-2022)
  • Table 93. Mexico Banking-as-a-Service (BaaS), by Banking Mode USD Million (2017-2022)
  • Table 94. Banking-as-a-Service (BaaS): by Type(USD/Units)
  • Table 95. Company Basic Information, Sales Area and Its Competitors
  • Table 96. Company Basic Information, Sales Area and Its Competitors
  • Table 97. Company Basic Information, Sales Area and Its Competitors
  • Table 98. Company Basic Information, Sales Area and Its Competitors
  • Table 99. Company Basic Information, Sales Area and Its Competitors
  • Table 100. Company Basic Information, Sales Area and Its Competitors
  • Table 101. Company Basic Information, Sales Area and Its Competitors
  • Table 102. Company Basic Information, Sales Area and Its Competitors
  • Table 103. Company Basic Information, Sales Area and Its Competitors
  • Table 104. Company Basic Information, Sales Area and Its Competitors
  • Table 105. Company Basic Information, Sales Area and Its Competitors
  • Table 106. Company Basic Information, Sales Area and Its Competitors
  • Table 107. Company Basic Information, Sales Area and Its Competitors
  • Table 108. Banking-as-a-Service (BaaS): by Type(USD Million)
  • Table 109. Banking-as-a-Service (BaaS) API-based Bank-as-a-Service , by Region USD Million (2023-2028)
  • Table 110. Banking-as-a-Service (BaaS) Cloud-based Bank-as-a-Service [Infrastructure as a service (IaaS), Banking as a platform (BaaP), FinTech SaaS, Humans as a service (HuaaS)] , by Region USD Million (2023-2028)
  • Table 111. Banking-as-a-Service (BaaS): by Application(USD Million)
  • Table 112. Banking-as-a-Service (BaaS) Government , by Region USD Million (2023-2028)
  • Table 113. Banking-as-a-Service (BaaS) Banks , by Region USD Million (2023-2028)
  • Table 114. Banking-as-a-Service (BaaS) NBFC , by Region USD Million (2023-2028)
  • Table 115. Banking-as-a-Service (BaaS): by Banking Mode(USD Million)
  • Table 116. Banking-as-a-Service (BaaS) Web Banking , by Region USD Million (2023-2028)
  • Table 117. Banking-as-a-Service (BaaS) Mobile Banking , by Region USD Million (2023-2028)
  • Table 118. South America Banking-as-a-Service (BaaS), by Country USD Million (2023-2028)
  • Table 119. South America Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 120. South America Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 121. South America Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 122. Brazil Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 123. Brazil Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 124. Brazil Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 125. Argentina Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 126. Argentina Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 127. Argentina Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 128. Rest of South America Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 129. Rest of South America Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 130. Rest of South America Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 131. Asia Pacific Banking-as-a-Service (BaaS), by Country USD Million (2023-2028)
  • Table 132. Asia Pacific Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 133. Asia Pacific Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 134. Asia Pacific Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 135. China Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 136. China Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 137. China Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 138. Japan Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 139. Japan Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 140. Japan Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 141. India Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 142. India Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 143. India Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 144. South Korea Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 145. South Korea Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 146. South Korea Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 147. Taiwan Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 148. Taiwan Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 149. Taiwan Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 150. Australia Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 151. Australia Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 152. Australia Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 153. Rest of Asia-Pacific Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 154. Rest of Asia-Pacific Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 155. Rest of Asia-Pacific Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 156. Europe Banking-as-a-Service (BaaS), by Country USD Million (2023-2028)
  • Table 157. Europe Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 158. Europe Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 159. Europe Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 160. Germany Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 161. Germany Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 162. Germany Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 163. France Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 164. France Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 165. France Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 166. Italy Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 167. Italy Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 168. Italy Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 169. United Kingdom Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 170. United Kingdom Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 171. United Kingdom Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 172. Netherlands Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 173. Netherlands Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 174. Netherlands Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 175. Rest of Europe Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 176. Rest of Europe Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 177. Rest of Europe Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 178. MEA Banking-as-a-Service (BaaS), by Country USD Million (2023-2028)
  • Table 179. MEA Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 180. MEA Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 181. MEA Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 182. Middle East Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 183. Middle East Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 184. Middle East Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 185. Africa Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 186. Africa Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 187. Africa Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 188. North America Banking-as-a-Service (BaaS), by Country USD Million (2023-2028)
  • Table 189. North America Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 190. North America Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 191. North America Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 192. United States Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 193. United States Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 194. United States Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 195. Canada Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 196. Canada Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 197. Canada Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 198. Mexico Banking-as-a-Service (BaaS), by Type USD Million (2023-2028)
  • Table 199. Mexico Banking-as-a-Service (BaaS), by Application USD Million (2023-2028)
  • Table 200. Mexico Banking-as-a-Service (BaaS), by Banking Mode USD Million (2023-2028)
  • Table 201. Banking-as-a-Service (BaaS): by Type(USD/Units)
  • Table 202. Research Programs/Design for This Report
  • Table 203. Key Data Information from Secondary Sources
  • Table 204. Key Data Information from Primary Sources
List of Figures
  • Figure 1. Porters Five Forces
  • Figure 2. Supply/Value Chain
  • Figure 3. PESTEL analysis
  • Figure 4. Global Banking-as-a-Service (BaaS): by Type USD Million (2017-2022)
  • Figure 5. Global Banking-as-a-Service (BaaS): by Application USD Million (2017-2022)
  • Figure 6. Global Banking-as-a-Service (BaaS): by Banking Mode USD Million (2017-2022)
  • Figure 7. South America Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 8. Asia Pacific Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 9. Europe Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 10. MEA Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 11. North America Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 12. Global Banking-as-a-Service (BaaS): by Type USD/Units (2017-2022)
  • Figure 13. Global Banking-as-a-Service (BaaS) share by Players 2022 (%)
  • Figure 14. Global Banking-as-a-Service (BaaS) share by Players (Top 3) 2022(%)
  • Figure 15. Global Banking-as-a-Service (BaaS) share by Players (Top 5) 2022(%)
  • Figure 16. BCG Matrix for key Companies
  • Figure 17. SolarisBank (Germany) Revenue, Net Income and Gross profit
  • Figure 18. SolarisBank (Germany) Revenue: by Geography 2022
  • Figure 19. PayPal (United States) Revenue, Net Income and Gross profit
  • Figure 20. PayPal (United States) Revenue: by Geography 2022
  • Figure 21. Fidor Bank (Germany) Revenue, Net Income and Gross profit
  • Figure 22. Fidor Bank (Germany) Revenue: by Geography 2022
  • Figure 23. Moven (United States) Revenue, Net Income and Gross profit
  • Figure 24. Moven (United States) Revenue: by Geography 2022
  • Figure 25. Prosper Marketplace (United States) Revenue, Net Income and Gross profit
  • Figure 26. Prosper Marketplace (United States) Revenue: by Geography 2022
  • Figure 27. Braintree (United States) Revenue, Net Income and Gross profit
  • Figure 28. Braintree (United States) Revenue: by Geography 2022
  • Figure 29. Coinbase (United States) Revenue, Net Income and Gross profit
  • Figure 30. Coinbase (United States) Revenue: by Geography 2022
  • Figure 31. GoCardless (United Kingdom) Revenue, Net Income and Gross profit
  • Figure 32. GoCardless (United Kingdom) Revenue: by Geography 2022
  • Figure 33. Oanda Corporation (United States) Revenue, Net Income and Gross profit
  • Figure 34. Oanda Corporation (United States) Revenue: by Geography 2022
  • Figure 35. Currency Cloud (United Kingdom) Revenue, Net Income and Gross profit
  • Figure 36. Currency Cloud (United Kingdom) Revenue: by Geography 2022
  • Figure 37. Intuit (United States) Revenue, Net Income and Gross profit
  • Figure 38. Intuit (United States) Revenue: by Geography 2022
  • Figure 39. Gemalto (The Netherlands) Revenue, Net Income and Gross profit
  • Figure 40. Gemalto (The Netherlands) Revenue: by Geography 2022
  • Figure 41. Invoicera (India) Revenue, Net Income and Gross profit
  • Figure 42. Invoicera (India) Revenue: by Geography 2022
  • Figure 43. Global Banking-as-a-Service (BaaS): by Type USD Million (2023-2028)
  • Figure 44. Global Banking-as-a-Service (BaaS): by Application USD Million (2023-2028)
  • Figure 45. Global Banking-as-a-Service (BaaS): by Banking Mode USD Million (2023-2028)
  • Figure 46. South America Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 47. Asia Pacific Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 48. Europe Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 49. MEA Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 50. North America Banking-as-a-Service (BaaS) Share (%), by Country
  • Figure 51. Global Banking-as-a-Service (BaaS): by Type USD/Units (2023-2028)
List of companies from research coverage that are profiled in the study
  • SolarisBank (Germany)
  • PayPal (United States)
  • Fidor Bank (Germany)
  • Moven (United States)
  • Prosper Marketplace (United States)
  • Braintree (United States)
  • Coinbase (United States)
  • GoCardless (United Kingdom)
  • Oanda Corporation (United States)
  • Currency Cloud (United Kingdom)
  • Intuit (United States)
  • Gemalto (The Netherlands)
  • Invoicera (India)
Additional players considered in the study are as follows:
Finxera.com. (India) , BOKUBoku, Inc. (United States) , Twilio (United States) , Dwolla (United States)
Select User Access Type

Key Highlights of Report


Sep 2023 147 Pages 92 Tables Base Year: 2022 Coverage: 15+ Companies; 18 Countries

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Frequently Asked Questions (FAQ):

Historical year: 2018-2022; Base year: 2022; Forecast period: 2023 to 2028
Companies that are profiled in Global Banking-as-a-Service (BaaS) Market are SolarisBank (Germany), PayPal (United States), Fidor Bank (Germany), Moven (United States), Prosper Marketplace (United States), Braintree (United States), Coinbase (United States), GoCardless (United Kingdom), Oanda Corporation (United States), Currency Cloud (United Kingdom), Intuit (United States), Gemalto (The Netherlands) and Invoicera (India) etc.
Government segment in Global market to hold robust market share owing to "Cumulating Demand for Digital Money among People has Increased the Market Potential of the BaaS ".
AMA Research predicts that North America Players will contribute to the maximum growth of Global Banking-as-a-Service (BaaS) market throughout the forecasted period.

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